Maximum 401k Contribution 2024 Married Jointly. Use our calculator to estimate your future balance. The 401 (k) contribution limit for 2024 is $23,000 for employee contributions, and $69,000 for the combined employee and employer contributions.

Each spouse can contribute up to $23,000 in their 401 (k) account for 2024, or up to $46,000 as a couple. Contribution limits for 401(k)s and other defined contribution plans.